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*Most applications can be approved in about an hour. **Loan approval and loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, income after monthly expenses, and availability of collateral). Not all applicants will qualify for a loan or for the most favorable loan terms. †Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; or for gambling or illegal purposes. ‡Delayed or missed payments may negatively affect your credit score, and can result in accrued interest.
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