*Most applications can be approved in about an hour. **Loan approval and loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, income after monthly expenses, and availability of collateral). Not all applicants will qualify for a loan or for the most favorable loan terms. †Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university or vocational expense; for any business or commercial purpose; or for gambling or illegal purposes. ‡Delayed or missed payments may negatively affect your credit score, and can result in accrued interest.

Please refer to our Rates and Terms page for more information | All products are subject to approval, terms and conditions.

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PO Box 6429

Greenville, SC 29606

1-888-378-3886‍

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*The 0% Refund Advance Loan is offered only to individuals who complete their tax filing through World Finance. Refund Advance Loan approval and loan amount will vary based on expected refund amount, eligibility criteria, and underwriting. Dependents who file free are ineligible for the Refund Advance loan. Other restrictions may also apply.

**Federal return amounts are an estimate based off the responses to the tax calculator and are not final return amounts. Total tax service fee, including Refund Transfer, will be deducted from your refund once it has been issued by the IRS or state. World Finance makes no guarantee of a tax refund. Tax returns are filed directly with the IRS through Crosslink Tax Tech Solutions, LLC, a third-party provider. Offer valid from open of Federal E-file January 2026, to mid-April 2026, exact dates TBD.