Personal Installment Loans differ greatly from title loans, pawn shop loans, payday loans and even credit cards. The structure and terms of personal installment loans are tailored to the customer’s needs. See the difference:
|Personal Installment Loan||Payday Loan||Pawn Shop Loan||Title Loan||Credit Cards||Buy Now, Pay Later1|
|Affordable Fixed Rate Monthly Payments||Yes||No||No||No||No||Sometimes|
|Reviews Credit History and Ability to Repay the Loan||Yes||No||No||No||Yes||Sometimes|
|Reports to Credit Bureaus||Yes||No||No||No||Yes||Sometimes|
|Transparent Pricing, No hidden fees||Yes||No||No||No||No||No|
|Average Loan Terms||6-46 months2||30 days||2-4 Weeks3||30 Days4||Revolving||4 set installments*|
Since 1962, World Finance has provided Personal Installment Loans focusing on the customer’s stability and willingness to pay. Our Personal Installment Loans do not have large balloon payments and are not payday loans. At World Finance, we work with customers to build transparent pay-back schedules that have a fixed rate and affordable payments over the term of the loan, which helps to build credit.
World Finance offers personal installment loans that have a fixed rate, fully amortized closed-end extensions of direct consumer credit, payable in monthly payments. A personal installment loan from World Finance isn’t just easier. It’s the smart thing for you to do.
We accept payments Online, over the phone or cash, check, money order, cashier’s check and debit card payments at your local branch. We cannot accept credit card payments. Contact your nearest branch for additional details.
You can find information about our affordable rates and convenient loan payment plan throughout our website. You may also wish to visit our FAQ page to find answers to some of the most commonly asked questions our team members receive.