Privacy Policy

Facts

What does World Acceptance Corporation do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons World Acceptance chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does World Acceptance share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don't share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
Yes
No
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don't share
For nonaffiliates to market to you
No
We don't share

Questions?

Call 864-298-9800 or visit your local World Acceptance location.

If you are a consumer in the state of Texas:

For questions or complaints about this loan, contact WFC Limited Partnership. Phone: (864) 298-9800. Website: www.loansbyworld.com. WFC Limited Partnership Address: 108 Frederick Street, Greenville, SC 29607. The lender is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the lender, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov.

Who we are

Who is providing this notice?
See list of World Acceptance Corporation subsidiaries and trade names listed below.

What we do

How does World Acceptance protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does World Acceptance collect my personal information?
We collect your personal information, for example, when you
  • Open an account or give us your income information.
  • Apply for a loan or provide employment information.
  • Give us your contact information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • World Acceptance Corporation does share information about your credit worthiness with our affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • World Acceptance Corporation does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • World Acceptance Corporation does not jointly market.

Other Important Information

Subsidiaries and Trade Names: World Finance Company of South Carolina, LLC, World Finance Corporation of Georgia, WFC Limited Partnership, World Acceptance Corporation of Oklahoma, Inc., World Finance Corporation of Louisiana, World Finance Corporation of Tennessee, World Finance Corporation of Illinois, World Acceptance Corporation of Missouri, World Finance Corporation of New Mexico, World Finance Company of Kentucky, LLC, World Acceptance Corporation of Alabama, World Finance Corporation of Wisconsin, World Finance Company of Indiana, LLC, World Finance Company of Mississippi, LLC, World Finance Company of Idaho, LLC; Amicable Finance Company, Capitol Loans, Colonial Finance Company, Freeman Finance Company, General Credit Company, Local Loans Company, Midwestern Loans, Inc., Personal Credit Plan, Peoples Finance Company, World Acceptance Corporation, World Finance Corporation, World Finance, Midwestern Financial